Peer to Peer lending

I have to confess, when I first heard about peer to peer lending, I thought it was a bit of a gimmick, not a real world solution which could be useful for our clients. What changed my mind was listening to the BBC money box programme on ‘Broken Banking’ It is available to listen to on…

New rules at Companies House

If you are a company director, from the 1 October 2009 you can protect your home address from disclosure. Image via Wikipedia If you would like take advantage of this new concession you need to register a service address, which could be your registered office address, with Companies House. This can be done online www.companieshouse.gov.uk…

Paternity leave plans go on ice

Image by Photosbychristensen via Flickr The Government has bowed to pressure from business and proposals to extend paternity leave to six months from April 2010 have been put on hold as a result of the recession. The Work and Families Act 2006 allows for regulations to be made which would permit working fathers to take…

Avoid the ‘new account’ fraudsters

In November 2008 the Business and Enterprise Committee made up of a number of MPs, published a report about Companies House. Like many people, the MPs were taken aback to find that data filed there by companies, accountants etc was not checked and validated. A strong recommendation was made that Companies House should take urgent…

Making people redundant

Many businesses are being forced to reduce costs, and make employees redundant.  As an employer what are the rules on making people redundant? The notes that follow highlight a few but not all of the considerations that affect redundancy pay outs: Q. Do we deduct tax or National Insurance from redundancy payments? A. No –…

Can we help with your cash flow?

There is no longer any doubt, we are now headlong into a recession. Now the frightening speculation has turned to “are we entering a depression?”. It’s as if someone had pushed a button and notched up the incline on the jogging machine – all of a sudden more effort is required to sustain forward momentum.So…

Dealing With Disaster

For those who haven’t experienced a disaster first hand it’s difficult to imagine, even from the graphic images fed to us by the media, the realities of the situation. What pictures cannot convey is the frustration of an owner watching their business suffer through the several days or weeks during which power is unavailable, transport…

What Employees Want

The difference between working with engaged people and a group of alienated, uninterested ones isn’t just the difference in productivity you can expect from each – it gets right down to making the difference between feeling you want to go in to work or stay away to avoid becoming depressed by the unenthusiastic atmosphere. Managers…